A Real Estate Note is a fixed income contract with a monthly payment based on a time horizon and a coupon rate. It is developed based on financial bonds that include a risk of recall and a risk of default.
IRESE offers an alternative to non-existing mortgage loan securitization. It allows investors to pick and choose a risk profile based on individual loan criteria and construct an optimal investment portfolio. Ongoing liquidity is provided by investor trading on the exchange. Investors will benefit from returns associated with investing in real estate and will be able to diversify their investment portfolios.
Real estate investments are one of the largest asset classes in the United States, along with stocks and bonds. However, investments in real estate are not very liquid, as compared to stocks or bonds. For example, real estate bond investors facing liquidity issues and valuation challenges.
Mortgage bankers are seeking to explore a new way to securitize its loan portfolio and mortgage brokers are seeking better financing terms for the property owners.
IRESE offers an alternative way of mortgage loan securitization. It allows investors to pick and choose a risk profile based on individual loan criteria and construct an optimal investment portfolio. Ongoing liquidity is provided by investor trading on the exchange. Investors will benefit from returns associated with investing in real estate and will be able to diversify their investment portfolios.