Home Equity Protection Plan

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Home Equity Protection Plan Fees Property Owners Pay

Home Equity Protection Plan premium

If you are a property owner and your Home Equity Protection Plan is underwritten, you will be charged a one time premium that will depend on the property address, the length of the insurance and future property value your insure.

Application Withdrawal Fee

You may withdraw your application at any time up to the point when underwriting is completed at no cost to you. Broker and IRESE invested time and money to review and to verify your application. You will be charged a penalty to withdraw your application, which would be refunded, if you to re-submit within 3 business days. The fee to withdraw your application once it is underwritten is $300.

$15 failed payment fee

If a Home Equity Protection Plan underwritten and your premium payment is unable to be made due to insufficient funds in your account, the closure, change or inaccessibility of your account without your having notified us, or for any other reason (other than an error by us), you'll be charged a fee of $15 for each check or bank draft returned or failed automated withdrawal. This fee is retained by IRESE.

1% non-electronic funds transfer surcharge

Property owners who elect not to pay their Home Equity Protection Plan premium payments through electronic funds transfer will receive a surcharge of 1.00% from the premium payment on Home Equity Protection Plan.

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